Terms of Use
Last updated: August 2025
Permitted Use
NZ Calculator Hub provides free online calculators for personal and business use. You may use the calculators and content on this site for lawful purposes only. You may not reproduce, distribute, or commercially exploit the content without permission.
No Warranties
This site and all calculators are provided "as is" without warranties of any kind, whether express or implied. We do not guarantee the accuracy, completeness, reliability, or suitability of any calculator results for any purpose. Calculator results are estimates only and should not be relied upon as the sole basis for financial, legal, tax, or investment decisions.
Limitation of Liability
To the fullest extent permitted by law, NZ Calculator Hub and its operators shall not be liable for any loss, damage, or expense arising from the use of or inability to use this site or any calculator, including but not limited to direct, indirect, incidental, consequential, or special damages.
Intellectual Property
All content, design, and code on this site is the property of NZ Calculator Hub unless otherwise stated. You may not copy, modify, distribute, or create derivative works from this content without express written permission.
Changes to Terms
We reserve the right to modify these terms at any time. Changes will be effective when posted on this page. Continued use of the site after changes constitutes acceptance of the updated terms.
Governing Law
These terms are governed by the laws of New Zealand. Any disputes arising from the use of this site shall be subject to the jurisdiction of New Zealand courts.